You must be familiar with WooCommerce. It is arguably the most straightforward method for using WordPress to create an online store. Website owners can add digital items, products, and even subscriptions using WooCommerce (depending on your installed WooCommerce plugins). 

However, WooCommerce only comes with a small number of default payment choices, despite all the fantastic capabilities it offers. You’re in luck since there are a ton of premium and free WooCommerce payment gateway plugins available for you to add and provide customers with additional checkout alternatives.

Like any other eCommerce site, you can easily include a payment gateway into your WooCommerce store. Selecting the right payment gateway among the many available options for your WooCommerce site can be challenging. 

But I’ve got your back! This simple guide lets you use some of the best WooCommerce payment gateways for your online store. A plugin allows you to add cryptocurrency, Stripe, or Amazon Pay. I have tried to cover most of the vital payment gateway alternatives for WooCommerce. However, this is by no means an exhaustive list. 

With that in mind, let’s dive into the 15 Best Woocommerce Payment Gateway Plugins.

1. Woocommerce Payments

The WooCommerce Payments payment option was explicitly created with the WooCommerce store in mind. A way to pay for the purchase directly without leaving the store helps lower the cart abandonment rate. Customers and website owners alike find it easy to use. 

For WooCommerce Payments, there are no setup or ongoing costs. Within your WordPress dashboard, you can review payments, monitor the amount of money coming into your bank account, and manage transactions. Only American-based retailers providing goods in US dollars can use it. 

It also takes recurring payments and supports WooCommerce Subscriptions. It integrates seamlessly with all WooCommerce themes because it is a native payment gateway designed just for WooCommerce.

Features:

• Streamlined handling of payments
• Leverage the dashboard to monitor deposits, transaction information, and refunds.
• allows for recurring payments
• Accept direct on-site credit and debit card payments.
• No setup fees

2. PayPal Payments

PayPal Payments is a secure online payment solution that takes credit cards for eCommerce purchases. It comes pre-integrated with leading eCommerce platforms and is easy to set up. There are no setup costs or credit application requirements. 

Additionally, there are no monthly fees for you to pay. Transaction costs are only due when you receive payment from your client. You can integrate PayPal Payment Standard with your WooCommerce store by using PayPal Payments Standard for WooCommerce. But it doesn’t come with an on-site checkout option. 

Therefore, your consumers will be redirected to the PayPal website so they can finish the purchase. You can either register for one or convert a current personal account to a business account, as it needs a PayPal business account.

This WooCommerce payment gateway does not support changes to recurring billing amounts. However, it is compatible with WooCommerce subscriptions. Worldwide, merchants from over 200 countries are using it. It is ideal for small business owners, and if you’re one, it is good news for you!

Features:

• Preliminary WooCommerce integration
• Available in more than 200 nations
• Accepts recurring payments and supports WooCommerce subscriptions
• Ideal for owners of small businesses
• Independent of an SSL certificate
• Paypal fee calculator 

Also read: How To Automate Online Payments In Minutes With PayPal Integration In PHP

3. Braintree

The Braintree payment gateway is a popular payment method that processes and accepts online payments. It provides access to PayPal, Venom (in the USA), and other payment methods. 

Merchants operating in over 45 countries worldwide can use this payment method. Braintree for WooCommerce links Braintree with your WooCommerce store, making accepting credit cards and PayPal payments on your store feasible. 

It is simple because it allows customers to save their card details and link the PayPal user account with their WooCommerce account. It also offers several features, including accepting credit cards, debit cards, local payment methods, and relevant wallets. Overall it is one of the best WooCommerce Payment Gateways.

Features:

• Allows merchants from over 45 countries to accept credit cards, debit cards, appropriate wallets, and local payment methods. 
• It also supports WooCommerce Pre-Orders and subscriptions. 
• Essential fraud tools and 3D security are offered for fraud protection. 
• The checkout procedure is quicker and simpler.

4. Affirm

Affirm Payment Gateway allows customers to buy something now and pay later. It can be linked with various eCommerce platforms, such as WooCommerce, BigCommerce, Shopify, etc. It is a straightforward application that provides your customers with flexible payment plans and fosters smooth transactions. 

Affirm supports the pay-over-time concept, allowing your WooCommerce store to receive monthly customer payments. To integrate it with your WooCommerce store, you will need an SSL certificate and an Affirm account.

Additionally, Affirm Payment Gateway is only compatible with US dollars, and customers must have a US address to get Affirm in the payment options. Lastly, if you are looking for a good and reliable WooCommerce payment gateway, them Affirm can have your back pretty well.

Features:

• Pay-over-time options are available.
• Only US dollars are supported; US clients can only use this. (US address needed)
• Monthly payment choices are provided.
• Order amounts ranging from $50 to $17,500 are accepted.

5. 2CheckOut

2CheckOut payment gateway can be integrated with several eCommerce platforms, including Shopify, WooCommerce, BigCommerce, and others. 2Checkout is a payment solution for different eCommerce platforms that makes digital sales easier globally. 

With this payment method, you can access the international market, increase conversion rates, and help deal with the complexities of digital business. It works well for subscription-based companies. 

2Checkout supports 100+ currencies, accepts payments from 200+ countries, and offers more than 45 payment methods. It comes with an array of merchandising and marketing tools and in-platform optimization tools. Also, it has fraud detection tools for protection against fraud. It makes a great WooCommerce payment gateway as well.

Features:

• Completely compatible with the most recent versions of WooCommerce and WordPress
• Itemized checkout that shows the SKU and ID of each item
• Option to turn test mode on or off
• All shipping and billing information sent to the 2CheckOut purchase page

Also Read: Is WooCommerce Payments Free: An In-Depth Analysis

6. Apple Pay

Another well-liked payment method is Apple Pay, which allows you to buy products safely online in apps and on the web. You can easily use Apple Pay to send and receive money via messages from friends and family. 

Customers must first enable Apple Pay on their devices to purchase online. With Apple Pay, they can also buy Mac, iPhone, iPad, and Apple Watch products with just one touch. You can also add an Apple Pay button to your WooCommerce store so customers can check out with just one click.

With the support of the WooCommerce Apple Pay extension, you can accept Apple Pay right in your WooCommerce store. Currently, Apple Pay for WooCommerce is only compatible with Stripe Payments.

Features:

• The extension provides customers with a more straightforward and clever way to shop. 
• Supports over 60 countries, 
• All contemporary credit or debit cards, Visa, American Express, and Mastercard.
• One-click checkout.

7. Stripe

One of the most widely used payment gateways for online stores is Stripe. You can offer your customers various pricing options by using Stripe through a pre-built checkout page or by building your own payment form. 

One WordPress plugin that adds Stripe payment functionality to your WooCommerce store is WooCommerce Stripe Payment Gateway, which enables you to accept payments for your online products via Stripe’s API. To use Stripe, your eCommerce website must have an SSL certificate installed.

Online business owners in over 40 countries can use this payment gateway, which supports over 135 currencies due to its multicurrency feature. The best part is that there are no setup or monthly fees; you only have to pay when you start making money, and your earnings are transferred to your bank account(s) every seven days. 

Features: 

• Support for Web Payments API and Apple Pay.
• Acceptance of over 135 currencies
• On-site checkout using the same card.
• Stripe Rader and Dynamic 3D Secure for fraud prevention

8. PayPal Payments Pro

PayPal Payments Pro is an integration plugin for WooCommerce that enables you to accept credit card payments directly on your site via PayPal Pro. It adds an on-site credit card checkout feature to the WooCommerce site, allowing customers to enter their credit card info seamlessly on the checkout page and finish any open transactions without leaving the site.

Customers do not need a PayPal account to buy the products through PayPal Payment Pro. This payment option allows you to handle card payments right from your website. 

You can customize your checkout with its customizable APIs. You can customize your checkout with its customizable APIs. It protects from fraud through automatic fraud screening and a seller Policy. Also, you can use a virtual terminal to turn your computer into a credit card hub.

Features: 

• Supports Visa, Discover, MasterCard, American Express, Maestro/Switch, Solo Automatic fraud screening and Seller Protection Policy
• On-site credit card checkout functionality
• PayPal account is not required for customers to complete transactions. 
• You can only use PayPal Pro (website payments pro) and PayPal Pro PayFlow. 
• Only available for online business owners in the UK, USA, Australia, and Canada.

9. Authorize.Net

An SSL certificate is necessary to ensure customers’ credit card information security. Authorize.net is a payment method that you can use to accept payments online, at retail locations, and via mobile devices. It also has a fraud prevention feature with customizable security settings. 

Refunds can be processed straight from WooCommerce without requiring you to log into your merchant account; this WooCommerce payment gateway supports WooCommerce Subscriptions, WooCommerce Pre-Orders, and Accept.js. 

The Fraud Detection Suite with 13 configurable fraud filters helps users to identify, manage, and prevent false transactions. Authorize.Net is a paid add-on that lets you link your WooCommerce store with the powerful features of the Authorize.Net payment gateway.

Features:

• Advanced Fraud Detection Suite for fraud protection
• Mobile-friendly checkout
• Accepts worldwide purchases, all major credit cards, debit cards, and eChecks
• Supports WooCommerce Pre-order, WooCommerce Subscriptions, and Accept.js 

10. Amazon Pay

Amazon Pay is a free plugin that lets you link your WooCommerce store with Amazon Pay’s features. It enables you to accept payments through a particular checkout page in your store, provided by Amazon widgets. It supports pre-orders as well as recurring payments.

Through this extension, Amazon users can pay for their purchases effortlessly using their active payment and address details. 

In other words, it is easy for customers to use. Amazon Pay is a quick and familiar payment processing solution via which customers can pay for the products and services they buy online. The payment is processed using the information stored in their Amazon accounts. 

This payment option is simple to set up in your business and works with WooCommerce stores in over 17 countries. It also provides robust support for recurring payments and WooCommerce Subscriptions.

Features:

• Simple setup; supports recurring payments and WooCommerce subscriptions
• Offers mobile-optimized widgets for tablets and smartphones
• Amazon has tested its fraud prevention and detection technology
• Accepts more than 12 currencies

Read Also: WooCommerce Conversion Tracking In Google Ads: A Step-By-Step Guide

11. Alipay

Alipay is a payment processor that facilitates secure online transactions. It offers privacy protection, top-notch security, and real-time monitoring features. It supports over 16 payment channels and works with web and mobile browsers. 

Payments are always secure, thanks to its cutting-edge encryption technology. Additionally, it offers protection services to reimburse unauthorized transactions. Site owners can easily set it up and use it, and they can file a complaint for an unauthorized transaction within 90 days and receive a response within 5 business days.

Since China is home to one of the world’sworld’s largest economies—with over 1.3 billion people—you can also integrate Alipay with your WooCommerce store using the Alipay Cross Border Payment Gateway. Since Alipay is China’s most widely used payment gateway, anyone hoping to sell goods there needs to integrate it into their store. 

Features: 

• Accept payments from customers via credit/debit card(s) or Alipay accounts
• Quick and easy setup
• Support for Alipay test accounts

12. PeachPay

Offer quick and secure payments with PeachPay. PeachPay lets you seamlessly collect payments with Stripe, PayPal, Google Pay, Apple Pay, and a growing list of other options. 

Choose which payment methods appear in the conversion-optimized PeachPay checkout window, and you will never have to worry about cart abandonment or failed payments again. On top of that, you have complete control over the other aspects of the PeachPay checkout experience, from the button to the window. 

Users can also see a rise in conversions with an appealing checkout button and an increase in average order value with product recommendations (upsells, cross-sells, scrollable related products gallery), coupon/discount codes, product notes, and multicurrency/multilingual options. 

PeachPay also boasts a built-in checkout field editor to add, remove, and customize different fields.

You are free to use PeachPay as your one-stop shop for payments or in addition to other payment methods. The best part is that there is no increase in your transaction fee because PeachPay takes a cut from the payment provider (i.e., Stripe, PayPal, etc.)

Features:

• It enables you to seamlessly collect payments with Stripe, PayPal, Google Pay, Apple Pay, and more.
• Appealing checkout button that boosts conversion rate
• Built-in checkout field editor
• Supports 130 different currencies
• With abandoned cart analytics, you can learn how well your checkout is converting customers and recovering lost sales.

13. WP SmartPay

Make use of Paddle and the straightforward WP SmartPay integration to accept payments. With WP SmartPay, you will have all of Paddle’s capabilities for your WooCommerce store, which means you can accept nearly any payment method—Visa, Discover, Apple Pay, wire transfers, and more! 

It also simplifies store tax management because Paddle collects and remits sales tax for you. You will not need to create invoices because Paddle and WP SmartPay take care of everything! 

Additionally, you can accept one-time and recurring payments, create a smooth checkout process to increase conversions (you can even generate checkout popups) and add custom coupon codes to improve your store.

Features:

• Payment forms can be made using a simple Drag approach.
• WPSmartPay offers a built-in reporting platform for quickly examining stats, producing custom reports, and much more.
• The customer dashboard gives you a real-time overview of your payments, products, and accesses that you have purchased.
• Accept one-time and recurring payments on the WordPress site.

14. Mollie

One of the payment systems that is expanding the fastest in Europe is called Mollie. It offers many payment ways, like PayPal, Apple Pay, major credit cards, and Klarna. 

It also offers local payment options specific to Europe, like iDEAL, SOFORT Banking, EPS, Bancontact, Meal Vouchers, Ecovouchers, Cartes Bancaires, etc. Mollie is a flexible payment gateway that supports multiple currencies and languages. 

Your customers will not be redirected to another page when they pay with Mollie, making it an excellent option for businesses that operate throughout Europe.

Features:

• Direct checkout
• Support for over 25 payment methods
• Fully configurable payment page
• Fraud protection and prevention service
• No setup fees or hidden costs
• No lock-in contracts
• You can start and stop at any moment
• Support for multiple languages.

15. Payrexx

Payrexx is a payment method based in Switzerland that offers businesses a one-stop shop for online payments. Payrexx Direct is also available in several European countries, such as Germany, the Netherlands, Italy, Denmark, and more. 

Payrexx offers several payment methods and currencies, including bank transfers, credit/debit cards, PayPal, Apple Pay, Google Pay, and cryptocurrency.

Despite this, Payrexx is quickly rising to the top as a payment option for international companies.

Features:

• Easy to link with the majority of eCommerce systems
• Operates throughout Europe
• Offers a variety of payment methods
• Generates and distributes invoices directly
• Provides a pay link option for quick checkout

Also Read: Mastering Success: 4 Strategies To Effectively Handle Surge Of Sales In WooCommerce.

Conclusion: Best WooCommerce Payment Gateways

These are the top 15 WooCommerce payment gateways you can use for your store. To decide which is best for you, you must consider factors like cost, features like multicurrency and recurring payments, reliability, etc. 

After reading this simple guide, hopefully, you can choose the one that best suits your needs. 

Let’s suppose you are still unsure which WooCommerce payment processor is best for you. In that case, I suggest opting for Stripe because it is supported in over 135 currencies, has robust security features, and does not require you to worry about recurring payments.

Also, please remember to share this guide with your friends or family. All the best!

FAQs: 15 Best WooCommerce Payment Gateways

Do transaction fees vary among WooCommerce payment gateways?

Transaction fees vary among payment gateways and depend on the chosen plan, transaction volume, and payment method. It’s essential to compare fee structures to find a gateway that aligns with the business’s financial goals.

Can WooCommerce store owners offer subscription-based products with specific payment gateways?

Several payment gateways, like Stripe and PayPal, support recurring payments and subscription-based models. This is beneficial for businesses selling their products or services on a subscription basis.

What considerations should be made when selecting a WooCommerce payment gateway for an international business?

For international businesses, it’s crucial to consider the supported currencies, global availability, and ease of integration. Payment gateways like PayPal and Stripe are widely known for their international reach and support for multiple currencies.

Can WooCommerce store owners use multiple payment gateways simultaneously?

Yes, WooCommerce allows store owners to integrate multiple payment gateways. This flexibility allows businesses to meet to a broader customer base by offering various payment options.