Best Payment Gateway Providers in the World

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Being an owner of an online store, you understand the value of having a reliable user interface and functions on your website or app, but what happens if the payment experience is terrible? Customers will eventually lose faith in us, which will result in a decline in sales and customer engagement. The client purchasing process is significantly impacted by the payment gateway. 

A good payment gateway should be easy to use, quick, safe, and reliable. The finest payment gateway guarantees the customer’s protection and privacy, enhancing the credibility of the e-commerce website or app. A useful payment gateway should enable businesses to securely accept a variety of payment methods (debit cards, credit cards, wallets, etc.) both online and through mobile apps. 

What Should A Payment Gateway Take Into Account? 

It can be difficult to select the ideal payment gateway provider for your e-commerce business. You should make sure that the consumer payment process is simple, quick, and secure while making your choice. Customers are more likely to trust the business and return in the future to buy additional goods or services as a result. 

An e-commerce store’s payment gateway needs to be set up properly. If it is not functioning effectively, your company may have cart abandonment, which could result in a reduction in customers and revenue. Your online e-commerce store’s long-term success depends on having a functional payment gateway set up with a variety of payment alternatives (debit, credit cards, wallets, etc.) and trusted security certificates and symbols. 

What to Consider Before Finalizing a Payment Gateway

  • Security 

The PCI Data Security Standard and minimum integrated 3D security should be met by the payment gateway security requirements. This guarantees a bare minimum of security against scams and hacker attempts. 

  • Integration 

Make sure the integration of the payment gateway is straightforward, and assess the quality of the customer assistance. If we encounter any problems, they ought to be rapidly and painlessly fixed with the assistance of customer care service. 

  • Payout Period 

The top payment gateway services offer acceptable payout schedules. Examine the payout window lengths before integrating. The typical payout varies from business to business and maybe weekly or biweekly. 

  • Multiple Currency 

If your company operates internationally, check that your payment gateway provider supports multiple currency transactions. Since people all over the world use different currencies, you should be able to accept them with ease.

Top 10 Global Payment Gateways of 2023

  1. PayPal


Paypal is a platform for eCommerce payments that enables individuals and businesses to receive and send payments without disclosing personal or financial information. One of the best payment gateways, it enables customers to instantly transfer or receive money throughout the world with just an email address. 

Using your mobile device to buy or sell on any retailer’s website or app is quite simple. There are 203 countries where Paypal is active, and it accepts popular credit cards, including Visa, Mastercard, Citibank, American Express, etc. 


  • PCI compliant 
  • Inventory management 
  • Shopping cart 
  • Electronic terminal 
  • Credit card and mobile card reader 
  • Express checkout 
  • Scanning barcodes 
  • Online billing 
  • Charge me later

Payment Processing Fee: 3.49% + $0.49 (fixed)

  1. Stripe


A cloud-based technology called Stripe makes it easier to collect and manage internet payments anywhere in the globe. Along with offering fantastic features like a custom UI toolkit, embeddable checkout, aggregated reporting, and more, it offers comprehensive solutions for processing online payments. 

With the help of an application interface that connects to Stripe, a reliable payment gateway, you can monitor revenue, prevent fraud with high levels of security, and increase sales across the globe. Additionally, it offers a free open API that facilitates integration with your company’s ecosystem. 


  • Seamless customer interface with mobile
  • Payments in various currencies 
  • Collaborations 
  • Multiple options for payment 
  • Embeddable checkout 
  • Customizable UI toolkit 
  • Dispute resolution 
  • Free software plugin 
  • Precise reports on finances 
  • Integrations in accounting 
  • Uniformity in payments 
  • Roles and authorizations

Payment Processing Fee: 2.9% + $0.30 per successful transaction

  1. Checkout


A well-known international payment gateway called Checkout enables companies to accept online payments from customers all over the world. It provides a variety of features and localized payment alternatives that make the payment process simpler for both customers and retailers. 

The payment gateway, which is situated in the US, offers numerous payment options and international transactions. More than 50,000 retailers worldwide use the Checkout payment gateway because it is trustworthy and secure. In international markets, it offers 87 different currencies, 15 languages, and 8 different payment methods. 


  • PCI data security standard Level 1 
  • Several methods of payment 
  • Recurring charges 
  • Alternatives for customized checkout 
  • Integration with more than 100 online systems and carts 
  • Make personalized subscription plans 
  • 87 currencies are supported 
  • 15 languages are supported 
  • Updates of accounts 

Payment Processing Fee: Checkout offers three different payment processing options. Below are their names and the cost of payment processing:

2 Sell: 3.5% + $0.35

2 Subscribe: 4.5% + $0.45

2 Monetize: 6.0% + $0.6

  1. Authorize

An international payment gateway called Authorize.Net offers a solid infrastructure and security to guarantee the quick, safe, and secure movement of transactional data. Similar to the card swipe machine, it performs transaction routing, however, in an online setup without software installation. 

Over 370,000 merchants are affiliated with it globally. It facilitates scaling, enables safe payment acceptance, offers a streamlined user experience, and offers a variety of other value-adding capabilities. Through the user’s website or the virtual terminal of Authorize.Net, it is a fully integrated electronic check payment system that accepts and processes payments from other bank accounts.


  • Processing e-checks 
  • Payment in retail 
  • Batch upload and virtual terminal 
  • Paying via phone or mail 
  • Recurring charges 
  • Manager of customer information 
  • For QuickBooks sync
  • Modern fraud detection software

Payment Processing Fee: 2.9% + 0.30 for each transaction that is a success. You can choose the “Payment Gateway Only Plan” and pay $0.10 per transaction and a $0.10 daily batch charge if you already have a merchant account. 

Note: Regardless of your subscription, charges a flat monthly price of $25.

  1. Skrill


One of the famous payment gateways in the industry is Skrill. When it comes to processing payments and transferring money, Skrill is aware of the demands made by current consumers. Skrill was founded in 2001. Currently, Skrill has a large number of prestigious firms as clients who use their cutting-edge solutions in their operations. These include the B2B EGP Award, the Deloitte Technology Fast 50 Award, and others. They have acknowledged and given awards to Skrill for its amazing technology. Being one of the most popular payment gateways in the UK, it allows users to pay in more than 30 different currencies and allows them to buy goods and services anywhere in the globe. 


  • Email correspondence 
  • Rapid access 
  • One location data 
  • No cost account 
  • 30 currencies supported 
  • Transactions with credit cards 

Payment Processing Fee: Depending on the chosen payment method, the price charged can range from 0.00% to 5.00%. 

Visa, Mastercard, JCB, and Diners Club International are all accepted forms of payment.

  1. Payza


Payza is a very practical, quick, and secure payment gateway service that enables individuals and businesses to accept and send money internationally. There are many account kinds available for various consumers, including personal accounts for usage by individuals and commercial accounts for organizations with more demanding needs. 

The Payza payment gateway accepts payments in 22 different currencies and is accessible in 190 countries. It bridges the gap when it comes to sending and receiving payments internationally and is one of the top payment gateway solutions accessible in many nations. 


  • Centralized administration 
  • 22 currencies supported 
  • Request for funds option 
  • Operates in 190 nations
  • Options for local payments 
  • Add money, then withdraw it facility available 
  • Online payments are secure 
  • Monetary buttons 
  • Integration of a shopping cart

Payment Processing Fee: 2.5% per transaction

  1. Google Pay


Another fantastic choice for western region proprietors of online stores is Google Pay. Google wallets are widely used in the US and Europe to store money. They can easily pay using the Google checkout option because they shop online. Not only is this method more dependable than other dropshipping gateways, but it is also faster. Due to the payment holder’s dual function as a bank account, Google Checkout also takes the smallest amount. 


  • Quick checkouts 
  • Easy online integration 
  • Security against fraud 

Payment Processing Fee: The cost you must pay for payment processing is based on the transaction’s value.

2.9% + $0.30 for transactions less than $3000

2.5% + $0.30 for transactions from $3,000 to $9,999.99

2.2% + $0.30 for transactions from $10,000 to $99,999.99

1.9% + $0.30 for transactions of $100,000 or more

  1. Apple Pay

apple pay

One of the most popular contactless payment systems available is Apple Pay. This means that you can use it for your dropshipping store as well. Customers can quickly and simply make payments using Apple Pay by clicking a button. The contactless payment gateway takes Union Pay, QUICPay, Suica, Visa, Mastercard, and American Express. 


  • Safe transactions 
  • Possibilities for contactless payments during checkout

Payment Processing Fee: 1.5% + $0.25 to $15, depending on the amount.

  1. SecurionPay

Securian Pay

A payment gateway called SecurionPay offers safe online and mobile payment options that work with many different operating systems, including Windows, Mac, Linux, Android, and iOS. It is one of the most ideal platforms for businesses that need online payments and offers paid subscriptions because it offers a one-stop shop for all their needs.

With features like embedded payment forms and advanced checkout that allow for immediate payment processing, it is a standalone payment gateway solution that offers quick and secure integration into your company’s ecosystem. This helps to increase conversion rates. It provides a flexible API so you can control from your end and link it with your business environment. 


  • Tokenization and PCI level 1 
  • One-click transactions 
  • Customized forms 
  • Manager of subscription plans 
  • Manager of customers 
  • Non-invasive “3D Secure” 
  • Discounts and trials 
  • Reduce the chargeback ratio 
  • Tools to combat fraud 
  • Quick-Buy for online stores

Payment Processing Fee: $25/event

  1. BlueSnap

Blue Snap

The international payment gateway known as BlueSnap was created to make it simple for businesses to accept payments. With the help of this gateway, businesses can expand internationally and accept payments from both domestic and foreign clients. This platform has a strong fraud protection system built in to reduce risks. 

With a network of more than 30 acquiring banks, Bluesnap ensures client confidence, enhances conversion rates, and boosts revenues. It runs in 180 nations and automatically links to acquiring banks everywhere. It supports 29 different languages, 100 different currencies, and 110 different payment modes. 


  • Smart payment routing 
  • Market compensation 
  • Subscriptions 
  • Various currencies reporting 
  • Hosted remedies 
  • Field hosting
  • PSD2 and 3-D Secure compliance 
  • Complete payments 
  • Payments for invoices 
  • Cross-channel payments 
  • 30+ ties to acquiring banks worldwide 
  • Integrated checkout 
  • Data migration is simple
  • Payments in various currencies 
  • Secure approval on web/mobile

Payment Processing Fee: 2.9% + $0.30 per transaction.

Bottom Line 

Any ecommerce company must have a payment gateway. Finding the ideal one is difficult, though. Test various payment gateways, then pick the one that functions the best. Choose well-known ecommerce payment gateways like Paypal, Stripe, and Checkout if you are just getting started to reduce the chance of losing potential clients to your online stores.

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